Attention homeowners in Castle Rock and Douglas County: Need an appraisal?

The top seven reasons CO homeowners need Wilson Appraisal Services:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a CO divorce, where property needs to be divided
To settle an estate in CO by determining the true market value of real estate in question

Own a house in or near Castle Rock, CO and need help determining the price of it?
Contact Wilson Appraisal Services.

We at Wilson Appraisal Services understand the particular needs of a customer seeking appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are seasoned in helping people just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Douglas county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is declining. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Wilson Appraisal Services is your chief weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Wilson Appraisal Services can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a professional double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Wilson Appraisal Services can We can assist you. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.